Rates Rates may vary. Please contact any branch office for rate confirmation.

Rates effective as of 10/05/2011

Deposit Rates

ProductMinimum Required Opening DepositMinimum Balance to Obtain Annual APY*Interest RateAPY*
NOW Account

(1) (2)

$100.00$0.010.15%0.15%
$100.00$1,000.000.20%0.20%
Senior NOW Account

(1) (2)

$100.00$0.010.15%0.15%
$100.00$1000.000.20%0.20%
Platinum Money Market

(1) (2)

$1,000.00$0.010.75%0.75%
$1,000.00$10,000.000.90%0.90%
$1,000.00$50,000.001.14%1.15%
Money Market

(1) (2)

$100.00$0.010.75%0.75%
$100.00$10,000.000.80%0.80%
$100.00$50,000.000.95%0.95%
Regular Savings Account

(1) (2)

$100.00$0.010.25%0.25%

*APY = Annual Percentage Yield

(1) Rates may change after the account is opened

(2) Fees may reduce earnings on the account

(3) Penalty for early withdrawal

MEMBER FDIC

Rates are good only for customers within our defined local market area. Please contact one of our branch managers or customer service representatives for details.

Certificates of Deposit

ProductMinimum Required Opening DepositMinimum Balance to Obtain Annual APY*Interest RateAPY*
91 Day CD

(3)

$1000.00$0.01.45%.45%
182 Day CD

(3)

$1000.00$0.01.75%.75%
365 Day CD

(3)

$1000.00$0.011.00%1.00%
18 Month CD

(3)

$1000.00$0.011.09%1.10%
24 Month CD

(3)

$1000.00$0.011.34%1.35%
30 Month CD

(3)

$1000.00$0.011.39%1.40%
36 Month CD

(3)

$1000.00$0.011.49%1.50%
48 Month CD

(3)

$1000.00$0.011.69%1.70%
60 Month CD

(3)

$1000.00$0.011.73%1.75%

*APY = Annual Percentage Yield

(1) Rates may change after the account is opened

(2) Fees may reduce earnings on the account

(3) Penalty for early withdrawal

MEMBER FDIC

Rates are good only for customers within our defined local market area. Please contact one of our branch managers or customer service representatives for details.