Better Than Free Checking
Our Better Than Free Account isn't just a checking account, it's a game changer. Before, you may have opened a checking account just to pay bills. Now you can open one because you want to make money on your balance instead of spend it on monthly fees.
Earn 1.00% APY* on your balance and get ATM fee refunds nationwide, just for meeting the easy qualifications each month. There's no minimum balance or monthly fees and you can get started with just a $100 deposit. Start making money today!
- Summary
- Earn 1.00% APY*
- Earn 0.10% APY* if qualifications are not met
- Nationwide ATM fee refunds up to $25 per monthly cycle
- No monthly service fee
- No minimum balance
- Free Master Money check card
- Free online banking
- Free bill pay
- Free eStatements
- Direct deposit available
- Overdraft protection available
- Free telephone banking
- $100 deposit to open; no minimum balance thereafter
- FDIC insured
*APY = Annual Percentage Yield
Open a free Real Saver account and earn a second interest rate on your rewards without having to do a thing!
- Qualifications
It's easy to get 1.00% APY* and ATM fee refunds. Simply do the following each month:
- Make 10 Master Money check card purchases
- Set up one direct deposit or ACH automatic payment
- Receive eStatements
Don't worry—there's no penalty if you don't qualify in a given month. You still have free checking and earn a base rate of 0.10% APY*. Plus you can get right back to making 1.00% APY* and enjoying ATM fee refunds the very next month.
- More Info
Annual Percentage Yield (APY) accurate as of 6/2/10. 0.10% APY* applies to all balances if qualifications are not met. All balances will earn 1.00% APY* as long as qualifications are met. Rates may change after the account is opened.
