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Real Estate Loans

Whether you are a first time home buyer, or a seasoned real estate investor, Piedmont Community Bank offers custom solutions for every real estate financing situation. Whatever your residential financing needs, we will tailor a loan that's right for you. Our experienced staff will assist you finding the loan program that best meets your needs. While we are proud of the services we offer, we understand that the only real way to differentiate ourselves from our competitors is the way our staff delivers these services to you. We are privileged to have a staff that is experienced, knowledgeable, friendly, and knows the true meaning of service.

At Piedmont Community Bank our number one focus is on you, the customer. We invite you to come and do business with loan specialists who care. Please click below for more information on:
  • Commercial Real Estate
  • Residential Mortgages
  • Construction
  • Home Equity Loans and Lines of Credit
  • Lot and Land
You may also download our Residential Loan Application.

Commercial Real Estate
Whether you are a builder, developer or investor Piedmont Community Bank has a loan to fit your needs. We help our customers purchase land, commercial condo's, commercial buildings, lots and build spec houses. If you are looking for a personal banker to handle all your commercial real estate needs contact us today. We have experienced commercial lenders in each of our locations who will give you the service you expect and deserve. Please contact a loan specialist at the branch closest to you.

Residential Mortgages
Piedmont Community Bank offers a broad range of mortgage products designed to address almost any situation. Please call the branch manager at any of our offices to discuss which product is best for you.

Construction Loans
Building your home or business can be an overwhelming process, but it doesn’t have to be. Piedmont Community Bank works closely with developers, contractors and customers to keep the process as simple as possible. For more information on how the construction loan process works, including interest rates, please call a loan specialist at the branch closest to you.

Home Equity Loans and Lines of Credit
Home equity loans are a form of credit in which your home serves as collateral. Cash can be advanced in one lump sum or can be in the form of a credit line that allows you to pay interest on only the amount of money that you draw. Home equity credit lines are usually at a lower rate and provide increased flexibility compared to credit cards. For more information on Home Equity Loans and Lines of credit, please contact a loan specialist at the branch closest to you.

Lot / Land Loans
If you plan to purchase a lot or a land tract we can provide you with competitive terms and rates. Our lenders will help you explore all of your options, which often include using equity in other real estate, to keep your initial cash investment to a minimum. Contact us today and let our lenders go to work for you.





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Gray Phone (478) 986-5900
Bass Road Phone (478) 475-5988
Forsyth Road Phone (478) 474-0272
Lake Oconee (706) 453-0989
Monroe County (478) 994-4194
Fax (478) 986-5954
Telephone Banking (478) 986-5959
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